:root{
  --green-l:#3CD396;--green:#39BB8B;--teal:#35B8BE;--blue:#047AB6;--blue-d:#035c87;
  --black:#000;--white:#fff;--ink:rgba(0,0,0,.87);--ink-soft:rgba(0,0,0,.60);--head:#072a3f;
  --line:#e7edf2;--mist:#f4f9fb;--mist-2:#eef6f9;
  --brand-grad:linear-gradient(95deg,#3CD396 0%,#35B8BE 50%,#047AB6 100%);
  --maxw:1180px;--radius:16px;--shadow:0 12px 34px rgba(4,122,182,.10);--shadow-lg:0 24px 60px rgba(4,122,182,.16);
  --font-head:"Aptos","Aptos Display","Segoe UI",Calibri,Arial,sans-serif;
  --font-body:"Calibri","Aptos","Segoe UI",Arial,sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.68;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.18;color:var(--head);margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}h2{font-size:clamp(1.55rem,3vw,2.3rem)}h3{font-size:1.28rem}
p{margin:0 0 1rem}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:84px 0}.section--mist{background:var(--mist)}
.section--navy{background:linear-gradient(150deg,var(--blue) 0%,var(--blue-d) 70%,#02405f 100%);color:#e7f3fa;position:relative;overflow:hidden}
.section--navy h1,.section--navy h2,.section--navy h3{color:#fff}
.eyebrow{font-family:var(--font-head);text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:700;background:var(--brand-grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;margin-bottom:.7rem}
.section--navy .eyebrow,.hero .eyebrow{background:none;-webkit-text-fill-color:initial;color:var(--green-l)}
.lead{font-size:1.18rem;color:var(--ink-soft);max-width:64ch}.section--navy .lead{color:#cfe6f3}
.center{text-align:center}.center .lead{margin-inline:auto}.muted{color:var(--ink-soft);font-size:.95rem}
.btn{display:inline-block;padding:15px 30px;border-radius:999px;font-family:var(--font-head);font-weight:700;font-size:1rem;cursor:pointer;border:2px solid transparent;transition:.18s;text-align:center}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn--gold{background:var(--brand-grad);color:#fff;box-shadow:0 8px 22px rgba(4,122,182,.28)}
.btn--gold:hover{filter:brightness(1.06)}
.btn--teal{background:var(--blue);color:#fff}.btn--teal:hover{background:var(--blue-d)}
.btn--ghost{background:transparent;color:var(--blue);border-color:#cfe0ec}.btn--ghost:hover{border-color:var(--green);color:var(--green)}
.section--navy .btn--ghost{color:#fff;border-color:rgba(255,255,255,.55)}
.btn-row{display:flex;gap:15px;flex-wrap:wrap}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.93);backdrop-filter:saturate(160%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:18px}
.brand{display:flex;align-items:center}.brand .logo{height:42px;width:auto}
.nav-links{display:flex;align-items:center;gap:24px;list-style:none;margin:0;padding:0}
.nav-links a{font-family:var(--font-head);color:var(--head);font-weight:600;font-size:.95rem;position:relative;padding:4px 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-2px;height:2px;width:0;background:var(--brand-grad);transition:width .22s}
.nav-links a:hover::after{width:100%}.nav-links a:hover{text-decoration:none}
.nav-cta{display:flex;align-items:center;gap:12px}.nav-cta .btn{padding:11px 20px;font-size:.92rem}
.burger{display:none;background:none;border:0;font-size:1.7rem;color:var(--blue);cursor:pointer;line-height:1}
.hero{position:relative;overflow:hidden;color:#eaf5fb;background:linear-gradient(150deg,#047AB6 0%,#035c87 60%,#02405f 100%);padding:96px 0 84px}
.hero::before{content:"";position:absolute;inset:0;opacity:.10;background-image:linear-gradient(rgba(255,255,255,.6) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.6) 1px,transparent 1px);background-size:46px 46px;mask-image:radial-gradient(circle at 70% 20%,#000,transparent 70%)}
.hero::after{content:"";position:absolute;right:-140px;top:-120px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(60,211,150,.40),transparent 65%)}
.hero .container{position:relative;z-index:1}.hero h1{color:#fff;max-width:20ch}.hero .lead{color:#d6ecf7;font-size:1.24rem}.hero .btn-row{margin-top:28px}
.trust-strip{margin-top:32px;display:flex;flex-wrap:wrap;gap:10px 20px;font-size:.92rem;color:#bfe0f1}
.trust-strip span{display:inline-flex;align-items:center;gap:8px}.trust-strip span::before{content:"✓";color:var(--green-l);font-weight:800}
.pills{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:34px}
.pill{font-family:var(--font-head);font-weight:600;font-size:.95rem;color:var(--head);background:#fff;border:1px solid var(--line);border-radius:999px;padding:11px 20px;box-shadow:var(--shadow);transition:.18s}
.pill:hover{transform:translateY(-2px);border-color:var(--teal)}
.pill .dot{display:inline-block;width:9px;height:9px;border-radius:50%;background:var(--brand-grad);margin-right:9px;vertical-align:middle}
.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow);transition:.2s}
.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px);border-color:#d4e7f0}
.card .ico{width:52px;height:52px;border-radius:13px;background:var(--brand-grad);display:grid;place-items:center;color:#fff;margin-bottom:16px}
.card .ico svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:1.9}
.card h3{margin-bottom:.4em}.card p{color:var(--ink-soft);font-size:.99rem;margin-bottom:.6rem}
.card .more{font-family:var(--font-head);font-weight:700;font-size:.92rem;color:var(--blue)}a.card:hover{text-decoration:none}
.ticks{list-style:none;margin:0;padding:0}.ticks li{position:relative;padding:8px 0 8px 32px;color:var(--ink-soft)}
.ticks li::before{content:"";position:absolute;left:0;top:13px;width:16px;height:9px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
.section--navy .ticks li{color:#dcecf5}.section--navy .ticks li::before{border-color:var(--green-l)}
.steps{counter-reset:s;display:grid;gap:20px;grid-template-columns:repeat(4,1fr)}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative;box-shadow:var(--shadow)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:24px;width:38px;height:38px;border-radius:11px;background:var(--brand-grad);color:#fff;display:grid;place-items:center;font-family:var(--font-head);font-weight:800}
.tier{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.tier.featured{border:2px solid transparent;background:linear-gradient(#fff,#fff) padding-box,var(--brand-grad) border-box;box-shadow:var(--shadow-lg);position:relative}
.tier.featured::before{content:"Most popular";position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--brand-grad);color:#fff;font-family:var(--font-head);font-size:.72rem;font-weight:800;padding:6px 14px;border-radius:999px;text-transform:uppercase;letter-spacing:.09em}
.tier .price{font-family:var(--font-head);font-size:1.8rem;font-weight:800;color:var(--head);margin:.2em 0}
.tier .price small{font-size:.85rem;color:var(--ink-soft);font-weight:600}.tier .ticks{margin:16px 0 24px;flex:1}.tier .btn{width:100%}
.cta-band{background:var(--brand-grad);color:#fff;border-radius:22px;padding:54px;text-align:center;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-80px;bottom:-100px;width:320px;height:320px;border-radius:50%;background:rgba(255,255,255,.12)}
.cta-band h2{color:#fff;position:relative}.cta-band .lead{color:rgba(255,255,255,.92);margin-inline:auto;position:relative}
.cta-band .btn--gold{background:#fff;color:var(--blue)}.cta-band .btn-row{position:relative}
.faq{border:1px solid var(--line);border-radius:13px;overflow:hidden;background:#fff;box-shadow:var(--shadow)}.faq+.faq{margin-top:12px}
.faq summary{cursor:pointer;padding:19px 24px;font-family:var(--font-head);font-weight:700;color:var(--head);list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";color:var(--teal);font-weight:800;font-size:1.4rem}
.faq[open] summary::after{content:"–"}.faq .a{padding:0 24px 20px;color:var(--ink-soft)}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-lg)}
.field{margin-bottom:17px}.field label{display:block;font-family:var(--font-head);font-weight:600;margin-bottom:6px;font-size:.93rem;color:var(--head)}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1px solid var(--line);border-radius:11px;font:inherit;color:var(--ink);background:#fcfefe}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.form-note{font-size:.85rem;color:var(--ink-soft);margin-top:6px}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:13px;box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;min-width:560px;background:#fff}
th,td{text-align:left;padding:14px 17px;border-bottom:1px solid var(--line);font-size:.95rem}
th{background:var(--blue);color:#fff;font-family:var(--font-head);font-weight:600}tbody tr:nth-child(even){background:var(--mist)}
.callout{border-left:4px solid var(--teal);background:var(--mist-2);padding:17px 22px;border-radius:10px;color:#0a3a52;font-size:.95rem}
.rule{height:3px;width:64px;background:var(--brand-grad);border-radius:3px;margin:0 auto 8px}
.placeholder{background:#fff3cd;color:#7a5b00;border-radius:4px;padding:0 4px;font-size:.92em}
.site-footer{background:linear-gradient(160deg,#073049,#04263a);color:#a9c3d4;padding:60px 0 28px;font-size:.93rem}
.site-footer a{color:#cfe2ef}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
.foot-grid h4{color:#fff;font-family:var(--font-head);font-size:.92rem;margin-bottom:.9em;text-transform:uppercase;letter-spacing:.09em}
.foot-grid ul{list-style:none;margin:0;padding:0}.foot-grid li{margin-bottom:9px}.foot-brand .logo{height:40px;margin-bottom:14px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.13);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;color:#8fb0c5;font-size:.85rem}
.wa-fab{position:fixed;right:22px;bottom:22px;z-index:90;width:60px;height:60px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 26px rgba(37,211,102,.45);transition:.18s}
.wa-fab:hover{transform:translateY(-3px) scale(1.04);text-decoration:none}
.wa-fab::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;opacity:.6;animation:waPulse 2.2s ease-out infinite}
@keyframes waPulse{0%{transform:scale(1);opacity:.6}70%{transform:scale(1.5);opacity:0}100%{opacity:0}}
.wa-tip{position:absolute;right:72px;background:var(--head);color:#fff;font-family:var(--font-head);font-weight:600;font-size:.85rem;white-space:nowrap;padding:8px 13px;border-radius:9px;opacity:0;pointer-events:none;transition:.18s;box-shadow:var(--shadow)}
.wa-fab:hover .wa-tip{opacity:1}
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}.wa-fab::after{animation:none}}
@media(max-width:920px){.grid-3,.grid-4,.steps{grid-template-columns:repeat(2,1fr)}.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.nav-links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;padding:14px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.nav-links.open{display:flex}.nav-links a{padding:10px 0;width:100%}.burger{display:block}.grid-2,.grid-3,.grid-4,.steps{grid-template-columns:1fr}.section{padding:58px 0}.cta-band{padding:34px 22px}.foot-grid{grid-template-columns:1fr}.brand .logo{height:36px}.wa-fab{width:54px;height:54px;right:16px;bottom:16px}.wa-tip{display:none}}

/* --- v3 transformation: services mega-menu, CTA nowrap, helpers --- */
.nav-cta .btn{white-space:nowrap}
.nav-links li.has-mega{position:relative}
.nav-links li.has-mega>a .caret{font-size:.7em;opacity:.7}
.mega{position:absolute;top:100%;left:0;min-width:320px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 50px rgba(4,40,60,.16);padding:10px;display:none;z-index:60}
.nav-links li.has-mega:hover .mega,.nav-links li.has-mega:focus-within .mega{display:block}
.mega a{display:block;padding:10px 12px;border-radius:10px;color:var(--head);text-decoration:none}
.mega a small{display:block;color:var(--ink-soft);font-weight:400;font-size:.82rem;margin-top:2px}
.mega a:hover{background:var(--mist-2)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.steps .step{background:var(--mist);border:1px solid var(--line);border-radius:16px;padding:30px 22px 22px;position:relative;counter-increment:s}
.steps{counter-reset:s}
.card-link{display:inline-block;margin-top:6px;font-weight:700;color:var(--blue);text-decoration:none}
.card-link:hover{color:var(--green)}
.callout{background:#fff;border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:12px;padding:18px 20px;color:var(--ink-soft)}
a.pill{text-decoration:none}
@media(max-width:760px){.grid-2{grid-template-columns:1fr}.mega{position:static;box-shadow:none;border:none;padding:0;min-width:0}}

/* --- v3.1 transformation: two-column services drill-down --- */
.mega.mega-2{min-width:600px;grid-template-columns:1fr 1fr;gap:4px}
.nav-links li.has-mega:hover .mega.mega-2,.nav-links li.has-mega:focus-within .mega.mega-2{display:grid}
.mega-h{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-soft);font-weight:700;padding:8px 12px 2px}
@media(max-width:760px){.mega.mega-2{min-width:0;grid-template-columns:1fr;display:block}}

/* --- v3.2 visuals: framework diagrams --- */
.framework-viz{max-width:920px;margin:38px auto 0;background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px 28px;box-shadow:0 18px 50px rgba(4,40,60,.10)}
.framework-viz svg{display:block}
@media(max-width:760px){.framework-viz{padding:16px}}

/* --- v3.3 calculators --- */
.calc{display:grid;grid-template-columns:1.35fr .9fr;gap:24px;max-width:960px;margin:36px auto 0}
.calc-controls{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;display:grid;grid-template-columns:1fr 1fr;gap:18px;box-shadow:0 14px 40px rgba(4,40,60,.07)}
.cfield{display:flex;flex-direction:column;gap:8px}.cfield-wide{grid-column:1 / -1}
.clab{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft)}
.calc select,.calc input[type=number]{padding:11px 12px;border:1px solid var(--line);border-radius:10px;font-size:1rem;font-family:inherit;color:var(--ink);background:var(--mist);width:100%}
.seg{display:flex;gap:6px;flex-wrap:wrap}
.seg label{flex:1;min-width:70px}.seg input{position:absolute;opacity:0}
.seg span{display:block;text-align:center;padding:10px 8px;border:1px solid var(--line);border-radius:10px;background:var(--mist);font-size:.9rem;font-weight:600;color:var(--ink-soft);cursor:pointer}
.seg input:checked+span{background:var(--brand-grad);color:#fff;border-color:transparent}
.addons{display:flex;flex-direction:column;gap:8px}.addons label{display:flex;align-items:center;gap:9px;font-size:.95rem;color:var(--ink);cursor:pointer}
.calc-result{background:linear-gradient(160deg,#047AB6,#02405f);color:#fff;border-radius:18px;padding:26px 24px;box-shadow:0 18px 50px rgba(4,40,60,.18);align-self:start;position:sticky;top:90px}
.cr-top{font-size:.85rem;color:#bfe0f1;font-weight:700;text-transform:uppercase;letter-spacing:.05em}
.cr-amount{font-family:var(--font-head);font-size:2.05rem;font-weight:800;margin:6px 0 4px;line-height:1.1}
.cr-note{font-size:.82rem;color:#cfe6f3;margin-bottom:14px}
.cr-break{list-style:none;margin:0;padding:14px 0 0;border-top:1px solid rgba(255,255,255,.18)}
.cr-break li{display:flex;justify-content:space-between;gap:12px;font-size:.9rem;padding:5px 0;color:#eaf5fb}
.cr-break li span:last-child{font-weight:700;white-space:nowrap}
.lead-panel{max-width:960px;margin:26px auto 0;background:var(--mist-2);border:1px solid var(--line);border-radius:18px;padding:26px}
.lp-head h3{margin:0 0 2px}.calc-lead{margin-top:14px}
.lf-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc-lead .field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
.calc-lead label{font-size:.82rem;font-weight:700;color:var(--head)}
.calc-lead input,.calc-lead textarea{padding:11px 12px;border:1px solid var(--line);border-radius:10px;font-family:inherit;font-size:1rem;background:#fff}
.calc-feature .ico svg{stroke:#fff;fill:none;stroke-width:1.7}
@media(max-width:860px){.calc{grid-template-columns:1fr}.calc-controls{grid-template-columns:1fr}.lf-grid{grid-template-columns:1fr}.calc-result{position:static}}
